JQ Talks

Guilty as charged. I was one of those who didn't care about insurance when I was younger because like most millennials, I was too busy living my life and working so I can earn enough money to live my life. Who has time to care about paying for insurance, right? Especially when we are not able to see the returns immediately or ever. I'm grateful that my mom took care of everything when I was younger and ignorant towards medical insurance. As a freelancer, I don't have any company medical benefits to fall back to, it's all on me. It was only recently, when I took over and had to pay for my own insurance that I truly started to care about what I was paying for. Every month, forking out RM200 is not a small sum of money for someone like me! How do other people of my age or younger do it? x After doing some research, according to ‘ Malaysia Insurance Sector Report 2017/2018 ’, it seems that the insurance penetration in Malaysia is pretty low, between 40%

From commercial to natural and organic shampoo, it's not as enjoyable as you think. There is a transition period, might be worst for people with dandruff. Here's my real life testimony. The Dr.Buds Organic Dandruff Rescue Soothing Shampoo set are available at https://guardian.com.my/ Don't forget to like this video and subscribe to my channel for more videos! xo,  Twitter  |  Bloglovin  |  Instagram

🍆Enlargement Maybe? 😂and oh, we got married the cheapest possible way. Stay till then end for some drama. 😱 Don't forget to like this video and subscribe to my channel for more videos! xo,  Twitter  |  Bloglovin  |  Instagram

Althea came up with 2 new products for the summer!  They are the Althea Waterful Green Bamboo Pads (80EA, RM54.00) and the Althea Skin Relief Calming Cream (80ml, RM44.00). Both absolutely wonderful products for dry skin. The pads are ultra refreshing and perfect for the summer while the cream feels lightweight on the palms but truly moisturise the skin really well, also as well as a thick cream. Thus, a little goes a long way.  I won't say much here as it's best to check out my video review below for more visuals! Do like this video and subscribe to my YT channel! For more info, check out  https://my.althea.kr/ xo,  Twitter  |  Bloglovin  |  Instagram

I HAVE ZERO MONEY, LITERALLY AND I HAVE TO PAY FOR OUR WEDDING?! AND I JUST GRADUATED! Don't forget to like this video and subscribe to my channel for more videos! xo,  Twitter  |  Bloglovin  |  Instagram

Karen Murell lipsticks are made in Australia and they claim to use natural ingredients such as avocado oil, evening primrose oil, candelilla, carnauba wax, cinnamon and sweet orange. These lipsticks are known safe for pregnant women as they use fully natural and quality FDA approved safe ingredients including beeswax in the lip colours. All packaging is biodegradable and recyclable. Finally, they are cruelty free. So much good stuff ain't it. I love that there are so many brands out there are coming out with natural products because there is a demand for it in this era. They have tons of wearable colours available in Guardian and smell strongly like cinnamon as it is one of the main ingredient in there. I'm not the biggest fan of the smell but that aside, it's a moisturising classic type of lipstick. They have nice colours but somehow the ones I got have a little bit of a patchiness issue. It doesn't give a full opaque smooth colour on my lips, some times I

A new life. I'm a boy, an only child, and I WANT MY PARENT'S MONEY... even when they are broke as crap. xo,  Twitter  |  Bloglovin  |  Instagram